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The Distant Dream of Home Ownership

In February 2016, the National Housing Federation’s Home Truths report examined the still-growing gap between house prices and average earnings. Its findings prompted a number of headlines – not least its assertion that in order to be capable of buying […]

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Right to Buy Part 2

In the previous part of this article, we considered the government’s new Housing and Planning Bill, a piece of legislation that will grant housing association tenants the Right to Buy their homes. The scheme will offer longer term tenants substantial […]

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Right to Buy – ‘unresolved issues’

Launched by the Thatcher government in 1979, the original Right to Buy scheme gave council house tenants the option of buying their homes, thereby getting a foot on the property ladder. Now, following the introduction of a Voluntary Right to […]

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Retirement: Not Just a Pipe Dream

On 15th February, the financial press came alive with reports about an article written by Steve Webb, Director of Policy at Royal London. Entitled ‘The Death of Retirement,’ it examines pension provision in the 21st century and asserts that most […]

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Buy To Let: A Changing Market

Forthcoming changes to the rates of Stamp Duty and tax relief on mortgage repayments have created big waves in the property investment market. Government efforts to promote home ownership at the expense of the private rental sector have drawn criticism […]

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Investor Risks in 2016

For a number of years now, buy-to-let investors have enjoyed favourable conditions. Many of the factors underlying those conditions are very well entrenched and, for the foreseeable future, they should continue to buoy up the private rental sector (PRS). Amongst […]

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Interest rates: why they’re staying low

On Thursday 4th February, Mark Carney, the Governor of the Bank of England, announced that the Monetary Policy Committee had unanimously agreed to keep interest rates unchanged. In other circumstances, this would hardly come as news; the base rate has […]

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